Life insurance is the first step in safe-guarding your family's
financial future.

Not all life insurance policies are the same, and different people
need different policies.
Gary E. Bailey, Agent
Cody Sain, Agency Producer

Copyright © 2011 Gary Bailey Insurance Agency, Inc.  All rights reserved.
4500 N. Main St.
Baytown, TX 77521
ph: 281-420-5574
fax: 281-427-2176
alt: 1-888-420-5574
csain@garybaileyins.com

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Gary Bailey Insurance Agency, Inc.
Specializing in home, auto, life, and business insurance
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Universal Life
Whole Life
Annuity
Term Life
Other/Not Sure
Number of Dependents
Comments:
Term life policies, available in 10, 20, or 30 year terms, have high
death benefits for a low cost, but they are available for a limited
amount of time.  They are good for mortgage insurance, and
providing temporary income for your children and educational
expenses.

Permanent life policies, such as whole and universal life, are
good for covering final expenses, personal debts, lost income from
a spouse, and retirement income.  
Whole life provides the insured
with a level premium and a level death benefit.  
Universal life
provides the insured with a flexible premium and the option of an
increasing death benefit.  Both have cash value accounts.

Remember: life insurance is bought with youth and health, not
with money!
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